THE BIG PICTURE
Your life. On your terms.
How soon can work become optional?
US household benchmark · Income $130,000 · Investable assets $200,000Separate 2022 SCF percentiles, rounded. Age, spending, savings, tax and life chapters are illustrative.
CAN I QUIT TODAY?
Yes, for a career break.
You have 5.6 years of zero-growth runway at your lowest planned lifestyle cost. A career break and permanent retirement are different choices.
Lisbon FI19% funded
FIRE10% funded
YOUR FREEDOM SCORE
19/ 100
Build your first options.
Location is a powerful lever.
INVESTED PORTFOLIO Your starting point · click to edit
EXPECTED REAL GROWTH$10,000/yr5.0% after inflation & modeled tax drag
COASTFIIn progressNo further deposits or withdrawals; target age 65
NEXT MILESTONEEscape Velocity · Lisbon$520k to your next level
The shape of your future
Your portfolio, through every chapter.
Your life plan
United States45–55Lisbon55–56United States56–65United States65–90
Your expected path funds every chapter. No projected shortfall through age 90. Market outcomes can still differ.
One life. Many chapters.
You don’t have to choose one lifestyle forever.
Click a chapter to edit · Drag to reorder · Drag a divider to adjust time
ONE MORE YEAR
What could one more year buy?
+$38,125
Projected portfolio at exit vs. quitting today. That’s 1.1 years of your Lisbon lifestyle.
WHEN LIFE MEETS THE MARKET
Give your plan a reality check.
Exploring market paths…
Testing a range of possible market returns for your complete life plan. A low-cost chapter can work while the full plan still needs adjustment.
Your next levels of freedom
Small shifts can open entirely new possibilities.